We Have Answers To Your Questions After A Car Accident
Knowledge really is power. The more you understand your rights and how things work after a car accident, the more empowered you are to obtain the maximum recovery for your losses. Knowledge keeps the insurance companies from taking advantage of you. Knowledge keeps you from being cheated out of a fair settlement.
At Tomazin, Hillyard & Clor, LLP, we believe that a fair settlement is the maximum possible recovery for your damages. We are committed to answering your questions and guiding you through all the confusion following your car accident.
Here are some of the most important questions our clients ask us:
What types of damages can I recover?
In almost any personal injury claim, including motor vehicle accidents, you can recover damages related to your medical expenses and lost wages. You can also recover “pain and suffering” based on how severe your injury was and how long recovery takes.
When your injuries are catastrophic, like after an accident involving a big rig or another truck, you may also receive compensation for your lost future earning capacity, future medical needs and loss of enjoyment in life. If you are disfigured by scars or other permanent injuries, like after many motorcycle wrecks, you may be due additional compensation.
Can I receive compensation for the diminished value of my car after a wreck?
Even if the insurance company repairs your vehicle and it looks brand new, a single accident lowers its value tremendously. When potential buyers or car dealerships looking at a trade-in examine the history of your vehicle, they may not be willing to pay anything close to its true value. When you are not responsible for an accident, it is unfair to ask you to accept those losses.
Whom do I bill my medical expenses to after an auto accident?
There is no doubt that getting your medical expenses covered after an accident is a critical concern. Fortunately, a portion of auto coverage in Colorado called Med-Pay gives you some relief. You should initially bill Med-Pay for your injuries until you reach the coverage limits. Then your health insurance can be used to provide the remainder of your care.
How can I tell if an auto insurer is acting in bad faith?
The last thing you need after an auto accident is an insurance company that refuses to negotiate fairly or do its duty. However, it does happen. Examples of bad faith actions include denying your claim without a valid reason or failing to fully investigate your claim. Delayed payments and lowball offers may also signal bad faith actions.