Unrivaled Reputation And Experience In Personal Injury Law

Whose insurance pays for a rideshare collision?

On Behalf of | May 30, 2024 | Auto Accidents |

One of the reasons people willingly pay for rideshare services is the convenience of on-demand transportation and the safety of having someone else operate a vehicle. Unfortunately, not all rideshare trips end successfully at the passenger’s intended destination.

A small but concerning percentage of rideshare trips end early when a collision occurs. Other times, the crash could involve a stationary vehicle already stopped to let a passenger exit the vehicle at their chosen destination. A passenger injured in a rideshare crash and worried about covering their expenses may have questions about their options for compensation.

The other vehicle’s driver

Rideshare drivers spend more time on the road than others and may become quite adept at maneuvering their vehicles and monitoring their surroundings. They can theoretically drive quite assertively without significantly increasing their crash risk. However, other drivers may not be nearly so safe and attentive. Distracted, drunk and other dangerous drivers are everywhere on the road. If the other vehicle, not the rideshare vehicle, was to blame for the wreck, then the driver who caused the crash might be liable for the losses incurred by the rideshare passenger.

The rideshare driver

Technically, rideshare drivers are independent contractors, not employees. They do not have the same degree of liability protection that employees do. Particularly in scenarios where they broke the law or did something obviously negligent, they may be personally responsible for a rideshare crash. They may also be responsible for providing special rideshare insurance in case a crash occurs before they start the ride in the app or after they finalize it. If they do not have this supplemental rideshare coverage, they may be personally liable for any losses that passengers incur.

The rideshare company itself

When crashes occur during an active ride, the rideshare company may help reimburse the passenger using a company insurance policy. In cases involving egregious oversights by the rideshare organization, such as hiring a driver with a history of causing severe crashes, a lawsuit might also theoretically be possible.

Those involved in rideshare collisions often need to look at the situation carefully to determine who may be financially responsible for their losses. Taking legal action can help people recover the often extensive losses generated in rideshare collisions.

Member of The National Trial Lawyers | Top 100 Trial Lawyers
The National Trail Lawyers Top 40 Under 40
10 Best 2016 | Client Satisfaction | American Institute of Personal Injury Attorneys
Best Lawyers Best Law Firms | U.S. News & World Report 2018
Rated By Super lawyers Thomas J. Tomazin 5 Years
Rated By Super lawyers Thomas J. Tomazin Selected in 2024
Rated By Super Lawyers | Haley M. Rank | Selected In 2024 Thomson Reuters
Rated By Super lawyers Rising Stars Haley M. Rank SupersLawyers.com
FindLaw Network